Track the everyday
Record income, expenses, and transfers with dates, categories, accounts, and notes.
NATIVE ANDROID APP
A private, local-first Android money manager for tracking income, expenses, transfers, accounts, budgets, and reports without a cloud account.

Pennywise keeps everyday money records close at hand. Track income, expenses, transfers, accounts, budgets, and reports in one native Android app, with the ledger stored on the device and backups created only when you choose to export them.
Record income, expenses, and transfers with dates, categories, accounts, and notes.
Search and filter records, group them by date, and edit an entry without losing its context.
Review net cash flow, category and account analysis, charts, and period-based reports.
Manage cash, bank, wallet, card, savings, and other accounts with categories and budgets.
Keep ledger data on the phone; export JSON backups or CSV files only when you explicitly choose a destination.
Choose currency, English or Hindi labels, light/dark appearance, week and time formats, and optional PIN or biometric lock.
Pennywise stores ledger data on the device and has no configured cloud-sync backend. JSON backups and CSV exports are created only when you explicitly choose to export them.